Cosmas Runyowa is a qualified Chartered Management Accountant who is a holder of a Bachelor of Accountancy (Hons) degree and a diploma in Taxation. He completed a Dynamic Management Programme with Duke University in 2011 and is currently completing a Program for leadership development (PLD) with the Harvard Business School. Cosmas has over 20 years’ experience in the financial services industry, and is currently the COO for the South African Private Banking Operations at Investec. He is married and has three beautiful daughters.